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Complaint log

Troy Capital complaint log

The newest complaints about Troy Capital, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jul 24, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyTXExplainedYes
Apr 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidKYExplainedYes
Apr 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Apr 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Jan 22, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionNYExplainedYes
Jan 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Jan 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Dec 16, 2025Debt relief & credit repairProblem with customer serviceKYExplainedYes
Oct 29, 2025Auto loans & leasesRepossessionCompany explaining amount owedPAExplainedNo
Sep 6, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Aug 2, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitILExplainedYes
May 13, 2025Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedNo
Jan 28, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldNJExplainedYes
Oct 9, 2024Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
Aug 1, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Jun 11, 2024Credit reportingIncorrect information on your reportAccount status incorrectINExplainedYes
Apr 16, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
Apr 14, 2024Debt collectionAttempts to collect debt not owedDebt was paidSCExplainedYes
Mar 14, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Mar 5, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Mar 4, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialSCExplainedYes
Dec 26, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Nov 11, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeLAExplainedYes
Nov 8, 2023Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneNCExplainedYes
Oct 17, 2023Auto loans & leasesProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Jul 27, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtOHExplainedYes
May 9, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedYes
Sep 21, 2022Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 25, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Mar 31, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtSCExplainedYes
Jul 30, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysNJExplainedYes
Jan 22, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyTXExplainedYes
Oct 7, 2020Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTXExplainedYes
Jun 26, 2020Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitILExplainedYes
May 28, 2020Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
Feb 28, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAExplainedYes
Oct 31, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTNExplainedYes
Sep 26, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Jun 1, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitALExplainedYes
Oct 30, 2018Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Jul 3, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNCExplainedYes
May 15, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedYes
Mar 26, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitFLExplainedYes
Nov 8, 2017Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldUTExplainedYes
Sep 26, 2016Student loansDealing with my lender or servicerReceived bad information about my loanFLExplainedNo
Aug 25, 2016Bank accountsProblems caused by my funds being lowTXExplainedNo
Aug 13, 2016Debt collectionFalse statements or representationImpersonated an attorney or officialTXExplainedYes
Jul 18, 2016Bank accountsDeposits and withdrawalsTNExplainedNo
May 13, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineGAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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