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Case file

Credit reporting

Complaint 18759749 Birchwood Credit Services

No timely reply
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
New Jersey 07663
Filed by
Web
Company's answer
Untimely response
On time
No
  1. Nov 25, 2025Complaint received
  2. Jan 15, 2026Sent to Birchwood Credit Services (51 days later)
  3. AnsweredUntimely response

Untimely response: the company did not answer within the time allowed. The consumer's own description is not published with this record.

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More Birchwood Credit Services complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Apr 25, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeSCNo timely replyNo
Apr 7, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVANo timely replyNo
Dec 11, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePRNo timely replyNo
Oct 31, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCNo timely replyNo
Oct 16, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLNo timely replyNo
Oct 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCNo timely replyNo
Sep 1, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLNo timely replyNo
Aug 26, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLNo timely replyNo
May 29, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCTNo timely replyNo
May 2, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXNo timely replyNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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