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Credit reporting

Complaint 18954994 SoFi

Explained
Company
SoFi
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
New Jersey 07645
Filed by
Referral
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 22, 2026Complaint received
  2. Mar 2, 2026Sent to SoFi (39 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More SoFi complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Nov 6, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Oct 31, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCIn progressYes
Oct 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 20, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Oct 20, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Oct 13, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 6, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Oct 6, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Oct 5, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Sep 22, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePRExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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