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Case file

Debt collection

Complaint 19152286 Exto

Explained
Company
Exto
Product
Debt collection · Credit card debt
Detail
Threatened or suggested your credit would be damaged
From
Illinois 60193
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 31, 2026Complaint received
  2. Jun 16, 2026Sent to Exto (136 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Exto complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
May 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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