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Case file

Credit reporting

Complaint 19245845 CreditNinja Lending

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Information belongs to someone else
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Feb 4, 2026Complaint received
  2. Feb 10, 2026Sent to CreditNinja Lending (6 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More CreditNinja Lending complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Sep 18, 2026Credit reportingIncorrect information on your reportAccount information incorrectALExplainedYes
Jun 20, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
May 12, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectCAExplainedYes
Apr 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Apr 2, 2026Credit reportingIncorrect information on your reportAccount information incorrectWIExplainedYes
Nov 8, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Oct 9, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 23, 2025Credit reportingIncorrect information on your reportAccount status incorrectLAExplainedYes
Jun 9, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseOKExplainedYes
Jan 27, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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