Complaint 19278846 Exto

Explained

Company: Exto
Product: Credit card · General-purpose credit card or charge card
Issue: Improper use of your report
Detail: Reporting company used your report improperly
From: North Carolina 27215
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days

Feb 5, 2026Complaint received
Feb 5, 2026Sent to Exto
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Exto complaints about improper use of your report

Received	About	Issue	State	Answer	On time
Jul 28, 2026	Credit reporting	Improper use of your reportReporting company used your report improperly	NY	Explained	Yes
Jul 9, 2026	Credit reporting	Improper use of your reportReporting company used your report improperly	OR	Explained	Yes
Mar 28, 2026	Credit reporting	Improper use of your reportReporting company used your report improperly	SC	Explained	Yes
Jan 10, 2026	Credit reporting	Improper use of your reportReporting company used your report improperly	AL	Explained	Yes
Apr 7, 2025	Credit reporting	Improper use of your reportReporting company used your report improperly	CT	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 1 minute ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works