Complaint 2019074 Esser, James & Associates

Explained

Company: Esser, James & Associates
Product: Debt collection · Credit card
Issue: Communication tactics
Detail: Threatened to take legal action
From: Florida 33409
Filed by: Web · Servicemember
Company's answer: Closed with explanation
On time: Yes, within 15 days

Jul 19, 2016Complaint received
Jul 19, 2016Sent to Esser, James & Associates
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Esser, James & Associates complaints about communication tactics

Received	About	Issue	State	Answer	On time
Jul 23, 2016	Debt collection	Communication tacticsThreatened to take legal action	MD	Explained	Yes
Mar 16, 2016	Debt collection	Communication tacticsFrequent or repeated calls	AL	Explained	Yes
Sep 4, 2015	Debt collection	Communication tacticsFrequent or repeated calls	CA	Explained	Yes
Jun 30, 2015	Debt collection	Communication tacticsThreatened to take legal action	CA	Explained	Yes
Mar 13, 2015	Debt collection	Communication tacticsFrequent or repeated calls	VA	Explained	Yes
Oct 29, 2014	Debt collection	Communication tacticsThreatened to take legal action	PA	Explained	Yes
Sep 6, 2014	Debt collection	Communication tacticsThreatened to take legal action	NV	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 3 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works