Debt collector · complaint record
Esser, James & Associates complaints
Consumers have filed 33 complaints about Esser, James & Associates since 2014, none in the last 12 months. It answered 97% on time and closed 0% with relief for the customer. The most common problem is improper contact or sharing of info.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 33
- Last 12 months
- 0
- Answered on time
- 97%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 4, 2017
Esser, James & Associates complaints by month
The busiest month was March 2016 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Esser, James & Associates answered all time
- Closed with explanation33100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Esser, James & Associates problems
Inside "Improper contact or sharing of info"
- Talked to a third party about my debt 8
- Contacted employer after asked not to 1
Where Esser, James & Associates complaints come from
Most complaints: California (5), Florida (4), Pennsylvania (4), Alabama (3), New York (2).
Esser, James & Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Esser, James & AssociatesDebt collection | - | 0 | - |
Compare side by side: Esser, James & Associates vs Green Square · Esser, James & Associates vs EMoneyUSA · Esser, James & Associates vs Mullooly Jeffrey Rooney & Flynn · Esser, James & Associates vs Credit World Services
What people say about Esser, James & Associates
All experiencesNo experiences with Esser, James & Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Esser, James & Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 4, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 29, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 23, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 19, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Jul 14, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Apr 22, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Apr 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Mar 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 17, 2016 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Mar 16, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 16, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 9, 2016 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
Questions about Esser, James & Associates
How many complaints does Esser, James & Associates have?
Esser, James & Associates has 33 complaints on record since August 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Esser, James & Associates respond to complaints?
Yes. Esser, James & Associates answered 97% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Esser, James & Associates?
The most common problems are improper contact or sharing of info (9), communication tactics (8), cont'd attempts collect debt not owed (8).
Is Esser, James & Associates legit?
Esser, James & Associates is a real company with a public complaint record: consumers have complained about it 33 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Esser, James & Associates legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Esser, James & Associates?
Complain to Esser, James & Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Esser, James & Associates complaints come from?
Most come from California (5), Florida (4), Pennsylvania (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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