Case file
Debt collection
Complaint 20759522 CreditNinja Lending
Explained- Product
- Debt collection · Payday loan debt
- Detail
- Threatened or suggested your credit would be damaged
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Public statement
- Company has responded to the consumer and the CFPB and chooses not to provide a public response
- Mar 29, 2026Complaint received
- Mar 29, 2026Sent to CreditNinja Lending
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More CreditNinja Lending complaints about took or threatened to take negative or legal action
| Received | About | Issue | State | Answer | On time |
|---|
| Sep 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | FL | Explained | Yes |
| Sep 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | FL | Explained | Yes |
| Sep 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | FL | Explained | Yes |
| Jul 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| May 28, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | TX | Explained | Yes |
| May 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | TX | Explained | Yes |
| Jan 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | MN | Explained | Yes |
| Dec 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | FL | Explained | Yes |
| Nov 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | VA | Explained | Yes |
| Aug 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | AL | Explained | Yes |
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