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Debt collection

Complaint 20970405 Scratch Financial

Explained
Product
Debt collection · I do not know
Detail
Debt is not yours
From
Texas 78617
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes the complaint provided an opportunity to answer consumer's questions
  1. Apr 6, 2026Complaint received
  2. May 13, 2026Sent to Scratch Financial (37 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Scratch Financial complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Oct 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Sep 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Mar 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Sep 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
May 2, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Sep 6, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jan 16, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedNo
Nov 10, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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