Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Debt collection

Complaint 5115041 Scratch Financial

Explained
Product
Debt collection · Other debt
Detail
Debt was result of identity theft
From
Texas 77338
Filed by
Postal mail
Company's answer
Closed with explanation
On time
No
Public statement
Company believes the complaint provided an opportunity to answer consumer's questions
  1. Jan 16, 2022Complaint received
  2. Jan 27, 2022Sent to Scratch Financial (11 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Scratch Financial?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Scratch Financial's record

More Scratch Financial complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Oct 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Sep 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jun 26, 2026Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Apr 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Sep 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftNYExplainedYes
May 2, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Sep 6, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Nov 10, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience