Complaint 21798754 CreditNinja Lending

Explained

Company: CreditNinja Lending
Product: Debt collection · Payday loan debt
Issue: Communication tactics
Detail: Used obscene, profane, or other abusive language
From: Texas 770XX
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

May 1, 2026Complaint received
May 1, 2026Sent to CreditNinja Lending
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More CreditNinja Lending complaints about communication tactics

Received	About	Issue	State	Answer	On time
Sep 14, 2026	Debt collection	Communication tacticsFrequent or repeated calls	CA	Explained	Yes
Aug 12, 2026	Debt collection	Communication tacticsFrequent or repeated calls	DE	Explained	Yes
May 14, 2025	Debt collection	Communication tacticsYou told them to stop contacting you, but they keep trying	TX	Explained	Yes
Apr 12, 2021	Debt collection	Communication tacticsUsed obscene, profane, or other abusive language	MO	Fixed	Yes
Mar 2, 2021	Debt collection	Communication tacticsFrequent or repeated calls	TX	Fixed	No

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Complaint records are public consumer complaints filed with U.S. regulators, checked 3 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works