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Debt collection

Complaint 25281728 CreditNinja Lending

Explained
Product
Debt collection · Payday loan debt
Detail
Frequent or repeated calls
From
Delaware 19701
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 12, 2026Complaint received
  2. Aug 12, 2026Sent to CreditNinja Lending
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More CreditNinja Lending complaints about communication tactics

ReceivedAboutIssueStateAnswerOn time
Sep 14, 2026Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
May 1, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
May 14, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXExplainedYes
Apr 12, 2021Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMOFixedYes
Mar 2, 2021Debt collectionCommunication tacticsFrequent or repeated callsTXFixedNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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