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Credit reporting

Complaint 21854443 CreditNinja Lending

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Problem with personal statement of dispute
From
California XXXXX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. May 4, 2026Complaint received
  2. May 4, 2026Sent to CreditNinja Lending
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More CreditNinja Lending complaints about problem with a company's investigation into an existing problem

ReceivedAboutIssueStateAnswerOn time
Jul 23, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Apr 18, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Nov 7, 2025Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes
Jan 27, 2025Payday & personal loansProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneFLExplainedYes
Jul 30, 2024Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeAZExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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