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Credit cards

Complaint 25594009 BMO Bank

Explained
Company
BMO Bank
Product
Credit card · General-purpose credit card or charge card
Detail
Can't use card to make purchases
From
California 94574
Filed by
Web · Older American
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 20, 2026Complaint received
  2. Oct 5, 2026Sent to BMO Bank (46 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More BMO Bank complaints about trouble using your card

ReceivedAboutIssueStateAnswerOn time
Sep 5, 2026Credit cardsTrouble using your cardCredit card company won't increase or decrease your credit limitCOExplainedYes
Sep 1, 2026Credit cardsTrouble using your cardCan't use card to make purchasesGAExplainedYes
May 20, 2026Credit cardsTrouble using your cardCan't use card to make purchasesMDExplainedYes
May 5, 2026Credit cardsTrouble using your cardCredit card company won't increase or decrease your credit limitCAExplainedYes
Apr 16, 2026Credit cardsTrouble using your cardCredit card company won't increase or decrease your credit limitFLExplainedYes
Apr 8, 2026Credit cardsTrouble using your cardCan't use card to make purchasesFLExplainedYes
Jan 27, 2026Credit cardsTrouble using your cardCan't use card to make purchases-ExplainedYes
Jan 27, 2026Credit cardsTrouble using your cardCredit card company won't increase or decrease your credit limitAZExplainedYes
Jan 19, 2026Credit cardsTrouble using your cardCan't use card to make purchasesILExplainedYes
Jan 14, 2026Credit cardsTrouble using your cardCan't use card to make purchasesCAFixedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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