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Credit reporting

Complaint 27255896 Universal Collection Systems

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Tennessee 38016
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Sep 14, 2026Complaint received
  2. Nov 3, 2026Sent to Universal Collection Systems (50 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Collection Systems complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 9, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Aug 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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