Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Debt collection

Complaint 2812456 Atlantic Credit & Finance

Fixed
Product
Debt collection · Credit card debt
Detail
Threatened or suggested your credit would be damaged
From
Tennessee 385XX
Filed by
Web
Company's answer
Closed with non-monetary relief
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Feb 13, 2018Complaint received
  2. Feb 13, 2018Sent to Atlantic Credit & Finance
  3. AnsweredClosed with non-monetary relief

Closed with non-monetary relief: the company fixed something - corrected a record, changed an account, stopped collection - without paying money. The consumer's own description is not published with this record.

Same problem with Atlantic Credit & Finance?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Atlantic Credit & Finance's record

More Atlantic Credit & Finance complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Oct 2, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMDFixedYes
Sep 27, 2019Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtILFixedYes
Jun 27, 2019Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHFixedYes
Apr 28, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtVAFixedYes
Apr 3, 2019Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsHIFixedYes
Jan 10, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTNFixedYes
Oct 26, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedARFixedYes
Jul 6, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNYFixedYes
May 19, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMIFixedYes
Jan 30, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAFixedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience