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Credit reporting

Complaint 29084629 American Pacific Mortgage

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
California 94028
Filed by
Web · Older American
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes the complaint is the result of a misunderstanding
  1. Oct 4, 2026Complaint received
  2. Oct 4, 2026Sent to American Pacific Mortgage
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More American Pacific Mortgage complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Sep 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyIAExplainedYes
Apr 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 13, 2026Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedYes
May 22, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
May 1, 2023Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 16, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeAZExplainedYes
Sep 19, 2022Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 16, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMOExplainedYes
Jan 31, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes
Aug 8, 2019Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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