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Credit reporting

Complaint 29791614 PenFed Credit Union

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
California 91377
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 12, 2026Complaint received
  2. Oct 12, 2026Sent to PenFed Credit Union
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More PenFed Credit Union complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 24, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Oct 22, 2026Credit cardsImproper use of your reportReporting company used your report improperlyNYIn progressYes
Sep 28, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Sep 15, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeRIExplainedYes
Sep 2, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Aug 21, 2026Auto loans & leasesImproper use of your reportReporting company used your report improperlyFLExplainedYes
Aug 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Aug 6, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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