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Case file

Debt collection

Complaint 3128382 Challenge Financial Services

Explained
Product
Debt collection · Auto debt
Detail
Debt was paid
From
Kentucky 40505
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Jan 18, 2019Complaint received
  2. Jan 30, 2019Sent to Challenge Financial Services (12 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Challenge Financial Services complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Sep 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
May 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedNo
Apr 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 24, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedNo
Nov 10, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theft-ExplainedYes
Feb 7, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jan 7, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Oct 11, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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