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Debt collection

Complaint 3252713 Universal Account Servicing

Explained
Product
Debt collection · Credit card debt
Detail
Debt was paid
From
Texas 78759
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. May 24, 2019Complaint received
  2. Jun 11, 2019Sent to Universal Account Servicing (18 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Account Servicing complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Jun 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
May 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
May 1, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Feb 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedNo
Feb 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursOHExplainedNo
Jan 20, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedNo
Aug 5, 2025Debt collectionAttempts to collect debt not owedDebt was paidLAExplainedYes
Oct 16, 2024Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Apr 17, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 27, 2023Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedNo

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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