Complaint 3772623 Merchants Credit

Explained

Company: Merchants Credit
Product: Debt collection · Medical debt
Issue: Took or threatened to take negative or legal action
Detail: Threatened or suggested your credit would be damaged
From: Washington 98371
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Jul 30, 2020Complaint received
Jul 30, 2020Sent to Merchants Credit
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Merchants Credit complaints about took or threatened to take negative or legal action

Received	About	Issue	State	Answer	On time
Apr 21, 2025	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	WA	Explained	Yes
Jul 19, 2017	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	WA	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 3 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works