Complaint log

Merchants Credit complaint log

The newest complaints about Merchants Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

Received	About	Issue	State	Answer	On time
Nov 8, 2026	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Sep 2, 2026	Debt collection	Communication tacticsYou told them to stop contacting you, but they keep trying	WA	Explained	Yes
Apr 7, 2026	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Nov 12, 2025	Debt collection	Communication tacticsCalled before 8am or after 9pm	OR	Explained	Yes
Nov 9, 2025	Credit reporting	Credit monitoring or identity theft protection servicesBilling dispute for services	NC	Explained	Yes
Jul 9, 2025	Debt collection	Communication tacticsFrequent or repeated calls	WA	Explained	Yes
Jul 1, 2025	Debt collection	Written notification about debtDidn't receive notice of right to dispute	WA	Explained	Yes
May 1, 2025	Debt collection	Communication tacticsUsed obscene, profane, or other abusive language	AZ	Explained	Yes
Apr 21, 2025	Debt collection	Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged	WA	Explained	Yes
Mar 14, 2025	Debt collection	False statements or representationAttempted to collect wrong amount	IN	Explained	Yes
Feb 21, 2025	Debt collection	False statements or representationAttempted to collect wrong amount	OR	Explained	Yes
Jan 9, 2025	Credit reporting	Incorrect information on your reportAccount status incorrect	MI	Explained	Yes
Dec 22, 2024	Debt collection	Attempts to collect debt not owedDebt is not yours	MI	Explained	Yes
Dec 12, 2024	Debt collection	False statements or representationAttempted to collect wrong amount	CA	Explained	Yes
Dec 12, 2024	Debt collection	Attempts to collect debt not owedDebt is not yours	MI	Explained	Yes
Oct 13, 2024	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Oct 3, 2024	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	WA	Explained	Yes
Sep 5, 2024	Debt collection	Attempts to collect debt not owedDebt is not yours	WA	Explained	Yes
Aug 27, 2024	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
May 30, 2024	Debt collection	False statements or representationAttempted to collect wrong amount	WA	Explained	Yes
Apr 10, 2024	Debt collection	False statements or representationImpersonated attorney, law enforcement, or government official	WA	Explained	Yes
Aug 25, 2023	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	No
Aug 8, 2023	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	No
Aug 7, 2023	Debt collection	Communication tacticsFrequent or repeated calls	WA	Explained	No
Jul 21, 2023	Debt collection	False statements or representationAttempted to collect wrong amount	WA	Explained	Yes
Jul 17, 2023	Debt collection	Communication tacticsFrequent or repeated calls	WA	Explained	Yes
Jul 5, 2023	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Jun 14, 2023	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	Yes
May 2, 2023	Debt collection	Written notification about debtDidn't receive notice of right to dispute	WA	Explained	Yes
Apr 16, 2023	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Mar 20, 2023	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	Yes
Mar 17, 2023	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Mar 14, 2023	Debt collection	False statements or representationAttempted to collect wrong amount	WA	Explained	Yes
Jan 22, 2023	Debt collection	Attempts to collect debt not owedDebt is not yours	WA	Explained	No
Jan 9, 2023	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Jan 7, 2023	Debt collection	Attempts to collect debt not owedDebt is not yours	WA	Explained	Yes
Dec 16, 2022	Debt collection	Communication tacticsFrequent or repeated calls	OR	Explained	Yes
Dec 12, 2022	Debt collection	False statements or representationAttempted to collect wrong amount	ID	Explained	Yes
Nov 18, 2022	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	Yes
Nov 4, 2022	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	Yes
Sep 26, 2022	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	Yes
Jul 23, 2022	Debt collection	Attempts to collect debt not owedDebt was result of identity theft	WA	Explained	Yes
Jul 2, 2022	Debt collection	Written notification about debtDidn't receive enough information to verify debt	OR	Explained	Yes
Jun 13, 2022	Credit reporting	Improper use of your reportReporting company used your report improperly	WA	Explained	Yes
Jun 10, 2022	Debt collection	Written notification about debtDidn't receive enough information to verify debt	WA	Explained	No
Apr 19, 2022	Debt collection	False statements or representationAttempted to collect wrong amount	WA	Explained	Yes
Mar 8, 2022	Debt collection	Attempts to collect debt not owedDebt was paid	WA	Explained	Yes
Feb 23, 2022	Credit reporting	Incorrect information on your reportInformation belongs to someone else	WA	Explained	Yes
Nov 5, 2021	Debt collection	Attempts to collect debt not owedDebt is not yours	WA	Explained	Yes
Sep 2, 2021	Credit reporting	Incorrect information on your reportInformation belongs to someone else	FL	Explained	Yes

Complaint records are public consumer complaints filed with U.S. regulators, checked 4 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works