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Credit reporting

Complaint 3995006 Universal Acceptance

Explained
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Account information incorrect
From
Washington 98662
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Dec 7, 2020Complaint received
  2. Dec 7, 2020Sent to Universal Acceptance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Universal Acceptance complaints about incorrect information on your report

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 29, 2026Credit reportingIncorrect information on your reportAccount status incorrectOKExplainedYes
Oct 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectMNExplainedYes
Oct 16, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectMOFixedYes
Sep 22, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMNExplainedYes
Aug 6, 2026Credit reportingIncorrect information on your reportAccount status incorrectIAExplainedYes
Jul 4, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Jun 28, 2026Auto loans & leasesIncorrect information on your reportAccount status incorrectIAExplainedYes
Jun 25, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
May 12, 2026Credit reportingIncorrect information on your reportAccount status incorrectIAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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