Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit reporting

Complaint 4180470 Universal Acceptance

Explained
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Investigation took more than 30 days
From
Pennsylvania 152XX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Mar 3, 2021Complaint received
  2. Mar 14, 2021Sent to Universal Acceptance (11 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Universal Acceptance?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Universal Acceptance's record

More Universal Acceptance complaints about problem with a credit reporting company's investigation into an existing problem

ReceivedAboutIssueStateAnswerOn time
Oct 28, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Sep 13, 2021Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysMNExplainedYes
Aug 21, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Nov 9, 2019Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysMNExplainedYes
Aug 24, 2018Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportPAExplainedYes
Feb 13, 2018Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysMOExplainedYes
Aug 26, 2017Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysFLFixedYes
Jul 28, 2017Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsMOFixedYes
Jul 6, 2017Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsCAFixedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience