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Debt collection

Complaint 4723096 American Collections Enterprise

Explained
Product
Debt collection · Credit card debt
Detail
Threatened or suggested your credit would be damaged
From
Maryland 21236
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Sep 15, 2021Complaint received
  2. Sep 15, 2021Sent to American Collections Enterprise
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More American Collections Enterprise complaints about took or threatened to take negative or legal action

ReceivedAboutIssueStateAnswerOn time
Apr 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedDEExplainedYes
Apr 16, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedDEExplainedYes
Feb 3, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jan 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDExplainedYes
Oct 12, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDExplainedYes
Sep 24, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDExplainedYes
May 28, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedVAExplainedYes
Oct 16, 2019Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsVAExplainedYes
Sep 23, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedVAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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