Debt collector · complaint record
American Collections Enterprise complaints
Filed under American Collections Enterprise, Inc.
Consumers have filed 405 complaints about American Collections Enterprise since 2013, 6 of them in the last 12 months (-85% on the year before). It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 405
- Last 12 months
- 6
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #883 of 1,963
Since October 2013
-85% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 20, 2026
Most complained-about debt collectors
American Collections Enterprise complaints by month
The busiest month was April 2025 (9 complaints). Complaints in the last 12 months are down 85% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Collections Enterprise answered all time
- Closed with explanation36690.4%
- Closed317.7%
- Untimely response82%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Collections Enterprise complaints are about
Top American Collections Enterprise problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 57
- Debt was paid 43
- Debt was result of identity theft 18
- Debt was already discharged in bankruptcy and is no longer owed 4
Where American Collections Enterprise complaints come from
Most complaints: Maryland (205), Virginia (84), District of Columbia (17), Delaware (16), New York (11).
American Collections Enterprise compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Collections EnterpriseDebt collection | - | 6 | - |
Compare side by side: American Collections Enterprise vs Green Square · American Collections Enterprise vs EMoneyUSA · American Collections Enterprise vs Mullooly Jeffrey Rooney & Flynn · American Collections Enterprise vs Credit World Services
What people say about American Collections Enterprise
All experiencesNo experiences with American Collections Enterprise yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Collections Enterprise complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 20, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Mar 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Feb 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jan 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jan 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | No timely reply |
| Nov 6, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Oct 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 27, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about American Collections Enterprise
How many complaints does American Collections Enterprise have?
American Collections Enterprise has 405 complaints on record since October 2013, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does American Collections Enterprise respond to complaints?
Yes. American Collections Enterprise answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Collections Enterprise?
The most common problems are incorrect information on your report (26), attempts to collect debt not owed (122), written notification about debt (55).
Is American Collections Enterprise legit?
American Collections Enterprise is a real company with a public complaint record: consumers have complained about it 405 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Collections Enterprise legit? for the signals, red flags and how to protect yourself.
Are complaints about American Collections Enterprise going up or down?
Down. There were 6 complaints in the last 12 months against 40 in the 12 before (-85%). See every month.
How do I file a complaint against American Collections Enterprise?
Complain to American Collections Enterprise in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Collections Enterprise complaints come from?
Most come from Maryland (205), Virginia (84), District of Columbia (17). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about American Collections Enterprise
No comments yet. Start the conversation - questions are welcome too.