Complaint 4774764 Richard H. Kream

Explained

Company: Richard H. Kream
Product: Debt collection · Credit card debt
Issue: Took or threatened to take negative or legal action
Detail: Threatened to sue you for very old debt
From: Massachusetts 01902
Filed by: Web · Older American
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company disputes the facts presented in the complaint

Oct 4, 2021Complaint received
Oct 4, 2021Sent to Richard H. Kream
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Richard H. Kream complaints about took or threatened to take negative or legal action

Received	About	Issue	State	Answer	On time
Jan 15, 2026	Debt collection	Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds	MA	No timely reply	No

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Complaint records are public consumer complaints filed with U.S. regulators, checked 9 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works