Debt collector · complaint record
Richard H. Kream complaints
Consumers have filed 9 complaints about Richard H. Kream since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since November 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jan 15, 2026
Most complained-about debt collectors
Richard H. Kream complaints by month
The busiest month was November 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Richard H. Kream answered all time
- Closed with explanation888.9%
- Untimely response111.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Richard H. Kream complaints are about
Top Richard H. Kream problems
Inside "Took or threatened to take negative or legal action"
- Threatened to sue you for very old debt 1
- Collected or attempted to collect exempt funds 1
Richard H. Kream compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Richard H. KreamDebt collection | - | 1 | - |
Compare side by side: Richard H. Kream vs Green Square · Richard H. Kream vs EMoneyUSA · Richard H. Kream vs Mullooly Jeffrey Rooney & Flynn · Richard H. Kream vs Credit World Services
What people say about Richard H. Kream
All experiencesNo experiences with Richard H. Kream yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Richard H. Kream complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 15, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | No timely reply |
| Jul 1, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 5, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 4, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 17, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 2, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 28, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 6, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Nov 10, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
Questions about Richard H. Kream
How many complaints does Richard H. Kream have?
Richard H. Kream has 9 complaints on record since November 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Richard H. Kream respond to complaints?
Yes. Richard H. Kream answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Richard H. Kream?
The most common problems are took or threatened to take negative or legal action (2), attempts to collect debt not owed (2), incorrect information on your report (1).
Is Richard H. Kream legit?
Richard H. Kream is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Richard H. Kream legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Richard H. Kream?
Complain to Richard H. Kream in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Richard H. Kream complaints come from?
Most come from Massachusetts (9). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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