Complaint 4829483 First Merchants

Explained

Company: First Merchants
Product: Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Issue: Improper use of your report
Detail: Credit inquiries on your report that you don't recognize
From: Indiana 46235
Filed by: Web
Company's answer: Closed with explanation
On time: Yes, within 15 days

Oct 20, 2021Complaint received
Oct 20, 2021Sent to First Merchants
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More First Merchants complaints about improper use of your report

Received	About	Issue	State	Answer	On time
Mar 26, 2026	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	IN	Explained	Yes
Mar 26, 2026	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	IN	Explained	Yes
Jun 21, 2025	Credit reporting	Improper use of your reportReporting company used your report improperly	OH	Explained	Yes
Jul 24, 2024	Bank accounts	Improper use of your reportCredit inquiries on your report that you don't recognize	MI	Explained	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 13 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works