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Credit reporting

Complaint 5580233 Phillips & Cohen Associates

Explained
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
New York 11414
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. May 19, 2022Complaint received
  2. May 19, 2022Sent to Phillips & Cohen Associates
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Phillips & Cohen Associates complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Aug 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Mar 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Dec 22, 2025Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
May 20, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Mar 19, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMDExplainedYes
Feb 28, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Jan 18, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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