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Debt collection

Complaint 5966316 Transform Credit

Explained
Product
Debt collection · Payday loan debt
Detail
Debt was result of identity theft
From
California 92555
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Sep 9, 2022Complaint received
  2. Oct 17, 2022Sent to Transform Credit (38 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Transform Credit complaints about attempts to collect debt not owed

ReceivedAboutIssueStateAnswerOn time
Sep 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
May 18, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Mar 13, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Mar 11, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Mar 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAFixedYes
Jan 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 5, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLFixedYes
Oct 1, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Sep 4, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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