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Complaint log

Transform Credit complaint log

The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Nov 12, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLFixedYes
Nov 11, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZFixedYes
Nov 7, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXFixedYes
Nov 7, 2026Credit reportingIncorrect information on your reportPublic record information inaccuratePAExplainedYes
Nov 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Oct 31, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseCAFixedYes
Oct 22, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Oct 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Oct 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMOExplainedYes
Oct 15, 2026Payday & personal loansGetting the loanAZExplainedYes
Oct 14, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesPAExplainedYes
Oct 14, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Oct 3, 2026Payday & personal loansGetting a line of creditCAExplainedYes
Oct 3, 2026Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Sep 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Sep 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Sep 21, 2026Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Sep 18, 2026Payday & personal loansProblems receiving the advanceCAExplainedYes
Sep 18, 2026Money transfers & appsOther transaction problemCAExplainedYes
Sep 17, 2026Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreFLExplainedYes
Sep 15, 2026Credit reportingIncorrect information on your reportPersonal information incorrectFLExplainedYes
Sep 11, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Sep 11, 2026Payday & personal loansGetting the loanFLExplainedYes
Sep 8, 2026Payday & personal loansProblem when making paymentsSDExplainedNo
Sep 5, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportINExplainedYes
Sep 1, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Aug 27, 2026Payday & personal loansProblem when making paymentsILExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Aug 26, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Aug 26, 2026Payday & personal loansProblem with the payoff process at the end of the loanORExplainedYes
Aug 25, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNYExplainedYes
Aug 24, 2026Payday & personal loansProblem when making paymentsGAExplainedYes
Aug 22, 2026Payday & personal loansCharged fees or interest you didn't expectSDExplainedNo
Aug 20, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Aug 17, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Aug 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 11, 2026Payday & personal loansProblem when making paymentsGAExplainedYes
Aug 10, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Aug 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Jul 29, 2026Payday & personal loansProblem with additional add-on products or servicesLAExplainedYes
Jul 27, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 24, 2026Payday & personal loansProblem when making paymentsVAExplainedYes
Jul 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Jul 22, 2026Payday & personal loansProblems receiving the advanceGAExplainedYes
Jul 21, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jul 15, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNEExplainedYes
Jul 15, 2026Payday & personal loansGetting the loanTNExplainedYes
Jul 14, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jul 14, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseIAExplainedYes
Jul 13, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeGAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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