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Case file

Credit reporting

Complaint 8151644 Valor Intelligent Processing

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
New Jersey 075XX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Jan 12, 2024Complaint received
  2. Jan 12, 2024Sent to Valor Intelligent Processing
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Valor Intelligent Processing complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Sep 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Sep 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Aug 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Jan 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Dec 22, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Sep 19, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Apr 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedYes
May 13, 2024Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Apr 20, 2024Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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