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Credit reporting

Complaint 9782680 Pacific Credit Exchange

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Texas 78572
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 13, 2024Complaint received
  2. Aug 13, 2024Sent to Pacific Credit Exchange
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Pacific Credit Exchange complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jul 13, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Jul 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 18, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Apr 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyUTExplainedYes
Apr 8, 2025Credit reportingImproper use of your reportReporting company used your report improperlyUTExplainedYes
Mar 27, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Oct 31, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 24, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Sep 11, 2024Credit reportingImproper use of your reportReporting company used your report improperlyWAExplainedYes
Jul 8, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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