Credit reporting

3rd Generation credit reporting complaints

Consumers have filed 12 complaints about 3rd Generation's credit reporting. See the whole 3rd Generation record.

3rd Generation against other credit bureaus & report companies

#	Company	12 months	Change	On time	Relief	All time
1	TransUnion	2,331,811	+58%	100%	41%	5,233,338
2	Experian	2,053,038	+58%	99.9%	13%	4,685,519
3	Equifax	2,003,445	+31%	99.9%	40%	5,012,726
4	LexisNexis	36,424	+107%	99.4%	25%	73,974
5	CBC Companies	22,776	-22%	100%	53%	60,544
6	Capital One	10,567	-3%	100%	15%	54,153
7	FIS (Fidelity National Information Services)	6,930	+40%	100%	0%	18,768
8	Resurgent Capital Services	5,816	+3%	99.9%	21%	18,732
9	Early Warning Services (Zelle)	4,540	+23%	100%	0%	12,728
10	CL Holdings	4,485	+38%	100%	45%	10,946
11	Citibank	4,468	-7%	100%	48%	22,299
12	Bank of America	4,455	+8%	99.4%	13%	20,084
13	3rd Generation	0	new	-	-	12

Every credit bureau ranked

Latest 3rd Generation credit reporting complaints

Received	About	Issue	State	Answer	On time
Sep 20, 2021	Credit reporting	Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days	CA	Explained	No
Sep 15, 2021	Credit reporting	Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days	CA	Explained	No
Mar 6, 2021	Credit reporting	Incorrect information on your reportInformation belongs to someone else	CA	Explained	No
Dec 17, 2020	Credit reporting	Incorrect information on your reportInformation belongs to someone else	CA	Explained	No
Dec 4, 2020	Credit reporting	Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days	CA	Explained	No
May 18, 2020	Credit reporting	Improper use of your reportReporting company used your report improperly	-	Explained	No
Feb 3, 2020	Credit reporting	Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days	OK	Explained	Yes
Jun 3, 2018	Credit reporting	Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report	AZ	Explained	Yes
Feb 9, 2018	Credit reporting	Improper use of your reportReporting company used your report improperly	CA	Explained	No
Aug 28, 2017	Credit reporting	Incorrect information on your reportAccount information incorrect	NM	Explained	Yes
Mar 6, 2017	Credit reporting	Incorrect information on credit reportAccount terms	CA	Explained	No
Apr 19, 2016	Credit reporting	Incorrect information on credit reportAccount status	CA	Explained	Yes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked 12 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works