Debt collection
4M Collections debt collection complaints
Consumers have filed 81 complaints about 4M Collections's debt collection, 33 in the last 12 months. 4M Collections answered 100% on time and closed 0% with relief. See the whole 4M Collections record.
4M Collections against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | 4M Collections | 33 | 100% | 0% |
Latest 4M Collections debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 20, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 22, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 23, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 20, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 26, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 21, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 28, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 17, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 30, 2017 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 26, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 4, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Aug 11, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 28, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 30, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 29, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Apr 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Nov 3, 2014 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 19, 2014 | Debt collection | Improper contact or sharing of infoContacted me instead of my attorney | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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