Debt collection
American Debt Consolidation debt collection complaints
Consumers have filed 3 complaints about American Debt Consolidation's debt collection, 2 in the last 12 months. American Debt Consolidation answered 0% on time and closed - with relief. See the whole American Debt Consolidation record.
American Debt Consolidation against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Debt Consolidation | 2 | 0% | - |
Latest American Debt Consolidation debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jun 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 20, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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