Debt collector · complaint record
American Debt Consolidation complaints
Consumers have filed 9 complaints about American Debt Consolidation since 2017, 3 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 3
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since November 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 28, 2026
Most complained-about debt collectors
American Debt Consolidation complaints by month
The busiest month was June 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Debt Consolidation answered all time
- Closed with explanation444.4%
- Untimely response555.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Debt Consolidation complaints are about
Top American Debt Consolidation problems
Inside "Dealing with your lender or servicer"
- Received bad information about your loan 2
- Trouble with how payments are being handled 1
Where American Debt Consolidation complaints come from
Most complaints: Pennsylvania (3), Tennessee (2), Illinois (1), New Jersey (1), Florida (1).
American Debt Consolidation compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Debt ConsolidationDebt collection | - | 3 | - |
Compare side by side: American Debt Consolidation vs Green Square · American Debt Consolidation vs EMoneyUSA · American Debt Consolidation vs Mullooly Jeffrey Rooney & Flynn · American Debt Consolidation vs Credit World Services
What people say about American Debt Consolidation
All experiencesNo experiences with American Debt Consolidation yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Debt Consolidation complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Jun 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 26, 2026 | Debt relief & credit repair | Didn't provide services promised | No timely reply |
| Oct 2, 2024 | Debt relief & credit repair | Didn't provide services promised | No timely reply |
| Mar 20, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | No timely reply |
| Mar 16, 2018 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
| Jan 3, 2018 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
| Dec 18, 2017 | Student loans | Struggling to repay your loanProblem lowering your monthly payments | Explained |
| Nov 27, 2017 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
Questions about American Debt Consolidation
How many complaints does American Debt Consolidation have?
American Debt Consolidation has 9 complaints on record since November 2017, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does American Debt Consolidation respond to complaints?
Yes. American Debt Consolidation answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Debt Consolidation?
The most common problems are attempts to collect debt not owed (2), didn't provide services promised (2), dealing with your lender or servicer (3).
Is American Debt Consolidation legit?
American Debt Consolidation is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Debt Consolidation legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Debt Consolidation?
Complain to American Debt Consolidation in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Debt Consolidation complaints come from?
Most come from Pennsylvania (3), Tennessee (2), Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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