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Debt collection

American Elite Recovery debt collection complaints

Consumers have filed 15 complaints about American Elite Recovery's debt collection, 1 in the last 12 months. American Elite Recovery answered 0% on time and closed - with relief. See the whole American Elite Recovery record.

American Elite Recovery against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13American Elite Recovery1new0%-15

Every debt collector ranked

Latest American Elite Recovery debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDNo timely replyNo
May 8, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeORNo timely replyNo
Jun 24, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursTNNo timely replyNo
Mar 26, 2020Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtGANo timely replyNo
Mar 6, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMINo timely replyNo
Jan 16, 2020Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXNo timely replyNo
Jan 15, 2020Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtTXNo timely replyNo
Dec 18, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNYNo timely replyNo
Dec 2, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNJExplainedYes
Dec 2, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payNJNo timely replyNo
Oct 2, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingWAExplainedYes
Oct 1, 2019Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialFLNo timely replyNo
Jun 28, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWINo timely replyNo
Jun 25, 2019Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMONo timely replyNo
Feb 26, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTXNo timely replyNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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