Debt collection
ARP & Associates debt collection complaints
Consumers have filed 4 complaints about ARP & Associates's debt collection, 1 in the last 12 months. ARP & Associates answered 0% on time and closed - with relief. See the whole ARP & Associates record.
ARP & Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ARP & Associates | 1 | 0% | - |
Latest ARP & Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Nov 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Oct 16, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Nov 12, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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