Debt collection
Atlantic Pacific Mortgage debt collection complaints
Consumers have filed 7 complaints about Atlantic Pacific Mortgage's debt collection, 2 in the last 12 months. Atlantic Pacific Mortgage answered 0% on time and closed - with relief. See the whole Atlantic Pacific Mortgage record.
Atlantic Pacific Mortgage against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Atlantic Pacific Mortgage | 2 | 0% | - |
Latest Atlantic Pacific Mortgage debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| May 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Sep 23, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jan 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Aug 21, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jul 2, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Dec 2, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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