Debt collection
Cardinal Accounts debt collection complaints
Consumers have filed 9 complaints about Cardinal Accounts's debt collection. See the whole Cardinal Accounts record.
Cardinal Accounts against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Cardinal Accounts | 0 | - | - |
Latest Cardinal Accounts debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 10, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 16, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 18, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 11, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 8, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 13, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 23, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 9, 2015 | Debt collection | Taking/threatening an illegal actionSeized/Attempted to seize property | Explained |
| Jul 5, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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