Debt collection
Carter-Young debt collection complaints
Consumers have filed 808 complaints about Carter-Young's debt collection, 173 in the last 12 months (+42%). Carter-Young answered 98.8% on time and closed 0% with relief. See the whole Carter-Young record.
Carter-Young against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Carter-Young | 173 | 98.8% | 0% |
Latest Carter-Young debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 26, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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