Debt relief & credit repair
Chime debt relief & credit repair complaints
Consumers have filed 65 complaints about Chime's debt relief & credit repair, 22 in the last 12 months (0%). Chime answered 100% on time and closed 9% with relief. See the whole Chime record.
Chime against other debt relief & credit repair companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Experian | 351 | 100% | 10% |
| 2 | Equifax | 256 | 100% | 32% |
| 3 | TransUnion | 249 | 100% | 58% |
| 4 | Consumer Financial Services Solutions | 224 | 68.8% | 0% |
| 5 | National Debt Relief | 180 | 98.9% | 0% |
| 6 | Encore Capital (Midland Credit) | 146 | 100% | 23% |
| 7 | Freedom Financial Network | 96 | 100% | 27% |
| 8 | Resurgent Capital Services | 93 | 100% | 21% |
| 9 | The J. G. Wentworth | 91 | 100% | 0% |
| 10 | Capital One | 86 | 100% | 16% |
| 11 | Kikoff | 72 | 100% | 0% |
| 12 | Americor Funding | 54 | 100% | 0% |
| 13 | Chime | 22 | 100% | 9% |
Latest Chime debt relief & credit repair complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 24, 2022 | Debt relief & credit repair | Problem with customer service | Explained |
| Jul 19, 2022 | Debt relief & credit repair | Fraud or scam | Explained |
| Mar 21, 2022 | Debt relief & credit repair | Unexpected or other fees | Explained |
| Jan 26, 2022 | Debt relief & credit repair | Fraud or scam | Explained |
| Oct 19, 2021 | Debt relief & credit repair | Problem with customer service | Explained |
Your rights with debt relief & credit repair companies
The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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