Debt collection
Cochren Bailey & Associates debt collection complaints
Consumers have filed 6 complaints about Cochren Bailey & Associates's debt collection, 1 in the last 12 months. Cochren Bailey & Associates answered 0% on time and closed - with relief. See the whole Cochren Bailey & Associates record.
Cochren Bailey & Associates against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Cochren Bailey & Associates | 1 | 0% | - |
Latest Cochren Bailey & Associates debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | No timely reply |
| Nov 19, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Jul 2, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| May 7, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Mar 12, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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