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Consumer Portfolio Services credit cards complaints

Consumers have filed 5 complaints about Consumer Portfolio Services's credit cards, 1 in the last 12 months. Consumer Portfolio Services answered 100% on time and closed 0% with relief. See the whole Consumer Portfolio Services record.

Consumer Portfolio Services against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Consumer Portfolio Services1new100%0%5

Every card issuer ranked

Latest Consumer Portfolio Services credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Mar 19, 2026Credit cardsImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Jul 29, 2024Credit cardsImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
May 3, 2023Credit cardsGetting a credit cardCard opened as result of identity theft or fraudOHExplainedYes
Mar 3, 2023Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardCAExplainedYes
Jul 18, 2019Credit cardsImproper use of your reportCredit inquiries on your report that you don't recognize-ExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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