Debt relief company · complaint record
Cosmo Credit Repair complaints
Consumers have filed 4 complaints about Cosmo Credit Repair since 2018, 1 of them in the last 12 months. It answered 0% on time. The most common problem is didn't provide services promised.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #79 of 124
Since June 2018
new vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Dec 7, 2025
Most complained-about debt relief & credit repair companies
Cosmo Credit Repair complaints by month
The busiest month was June 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cosmo Credit Repair answered all time
- Untimely response4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Cosmo Credit Repair problems
Cosmo Credit Repair compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit GloryDebt relief & credit repair | 3 | 44 | F |
| 2 | Five Lakes Law GroupDebt relief & credit repair | 0 | 43 | F |
| 3 | Cordoba Legal GroupDebt relief & credit repair | 47 | 40 | D |
| 4 | ClearOne AdvantageDebt relief & credit repair | 8 | 38 | F |
| 5 | Olympus1Debt relief & credit repair | 22 | 36 | F |
| 6 | Clarity Debt ResolutionDebt relief & credit repair | 57 | 34 | C |
| 7 | Turnbull Law GroupDebt relief & credit repair | 85 | 27 | A |
| 8 | Cosmo Credit RepairDebt relief & credit repair | - | 1 | - |
Compare side by side: Cosmo Credit Repair vs Credit Glory · Cosmo Credit Repair vs Five Lakes Law Group · Cosmo Credit Repair vs Cordoba Legal Group · Cosmo Credit Repair vs ClearOne Advantage
What people say about Cosmo Credit Repair
All experiencesNo experiences with Cosmo Credit Repair yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cosmo Credit Repair complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 7, 2025 | Debt relief & credit repair | Didn't provide services promised | No timely reply |
| Apr 20, 2022 | Debt relief & credit repair | Excessive fees | No timely reply |
| Mar 14, 2019 | Debt relief & credit repair | Confusing or misleading advertising or marketing | No timely reply |
| Jun 15, 2018 | Debt relief & credit repair | Excessive fees | No timely reply |
Questions about Cosmo Credit Repair
How many complaints does Cosmo Credit Repair have?
Cosmo Credit Repair has 4 complaints on record since June 2018, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Cosmo Credit Repair respond to complaints?
Yes. Cosmo Credit Repair answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Cosmo Credit Repair?
The most common problems are didn't provide services promised (1), excessive fees (2), confusing or misleading advertising or marketing (1).
Is Cosmo Credit Repair legit?
Cosmo Credit Repair is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cosmo Credit Repair legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cosmo Credit Repair?
Complain to Cosmo Credit Repair in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cosmo Credit Repair complaints come from?
Most come from Texas (3), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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