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Debt relief & credit repair

Confusing or misleading advertising or marketing

Consumers have filed 3,411 complaints about this, 812 in the last 12 months (-14%), against 534 companies. The most complained-about is Block. Companies closed 11% of these with relief.

Companies with the most

Last 12 months.

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 8, 2026SezzleMoney transfers & appsConfusing or misleading advertising or marketingMIExplainedYes
Nov 4, 2026KeyBankMoney transfers & appsConfusing or misleading advertising or marketingINMoney backYes
Nov 3, 2026CL HoldingsDebt relief & credit repairConfusing or misleading advertising or marketingTXFixedYes
Nov 1, 2026Skopos FinancialPayday & personal loansConfusing or misleading advertising or marketingFLExplainedYes
Nov 1, 2026Capital OneDebt relief & credit repairConfusing or misleading advertising or marketingLAIn progressYes
Oct 31, 2026JPMorgan ChaseDebt relief & credit repairConfusing or misleading advertising or marketingMOExplainedYes
Oct 30, 2026Flexible FinancePayday & personal loansConfusing or misleading advertising or marketingWAExplainedYes
Oct 29, 2026TomoCreditDebt relief & credit repairConfusing or misleading advertising or marketingFLExplainedYes
Oct 29, 2026Self FinancialDebt relief & credit repairConfusing or misleading advertising or marketingOHIn progressYes
Oct 29, 2026PNC BankDebt relief & credit repairConfusing or misleading advertising or marketingPAIn progressYes
Oct 28, 2026Inter & Co PaymentsMoney transfers & appsConfusing or misleading advertising or marketingNYIn progressYes
Oct 27, 2026Columbia Banking SystemDebt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Oct 27, 2026Orion Capital SolutionsDebt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Oct 26, 2026LD Holdings GroupDebt relief & credit repairConfusing or misleading advertising or marketingLAExplainedYes
Oct 26, 2026Dave OperatingPayday & personal loansConfusing or misleading advertising or marketingTXExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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