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Debt collection

Creditor Advocates debt collection complaints

Consumers have filed 23 complaints about Creditor Advocates's debt collection, 2 in the last 12 months. Creditor Advocates answered 100% on time and closed 100% with relief. See the whole Creditor Advocates record.

Creditor Advocates against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Creditor Advocates2new100%100%23

Every debt collector ranked

Latest Creditor Advocates debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jun 18, 2026Debt collectionAttempts to collect debt not owedDebt was paidIAFixedYes
May 9, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedMNFixedYes
Jul 8, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Jun 3, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMNFixedYes
Jul 16, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeALFixedYes
Jul 6, 2024Debt collectionAttempts to collect debt not owedDebt was paidIAFixedYes
Jan 7, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursIAFixedYes
Dec 3, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursMNFixedYes
Dec 13, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountIAExplainedYes
Aug 29, 2022Debt collectionAttempts to collect debt not owedDebt was paidMNFixedYes
Mar 29, 2022Debt collectionAttempts to collect debt not owedDebt was paidSDExplainedYes
Mar 5, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtIAFixedYes
Feb 12, 2021Debt collectionCommunication tacticsFrequent or repeated callsMNFixedYes
Jun 24, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountMNFixedYes
Jul 25, 2018Debt collectionAttempts to collect debt not owedDebt was paidIAExplainedYes
Apr 8, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMNFixedYes
Nov 7, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtMNExplainedYes
Aug 30, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountTXFixedYes
Dec 3, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedMNFixedYes
May 6, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidMNFixedYes
Feb 19, 2015Debt collectionCommunication tacticsCalled after sent written cease of commMNFixedYes
Oct 22, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtMNExplainedYes
May 28, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtMNFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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